My philosophy about my work is for my clients to understand what they are buying, to understand the terminology, to understand their views and wants, so I can better fit an idea that best suits them and their business. As of now, I have been in my business for 43 years, longer than any other agent in this area specializing in LIFE and HEALTH insurance plans. I also have insurance degrees in Life Ins., Health Insurance and financial planning, more than any other agent in the area.  I’m not saying I am the smartest agent, just that I have the ability to do my work smarter for people and their business. I do not have a fancy office with 20 secretaries, I work out of my home and when I speak with folks, I come to your home or office, making it convenient for you. I have written insurance articles for our local newspaper in Elizabeth City, the DAILY ADVANCE, given seminars with other professional people in law, accounting and investments to help people get more knowledge. I have taught insurance classes at the College of the Albemarle and insurance classes for  Real estate agents for them to better understand insurance and how it fits into their clientele’s insurance questions.

The main difference between myself and other agents is that I work with MANY company’s, not just one.  Many times I am told that people have their life insurance where they have their car and home owners coverage, because it is easier to have all their policies with one agent and one agency.  This is good, but understand, that the agent only has one company to choose from, they can not shop around for the best ideas....I CAN AND DO!!!! Also, that agency’s main business is in car ins, homeowners and business insurance, t hey are not 100% fixed on Life Insurance..  All I ask people to do is to give me a try, no promises, no scare tactics, just my best work, the first time!!!!!!!!!

Contact

Jim Kaighn,

CLU, CHFC, RHU "Insurance Doctor"

407 Hickory Drive Hickory Acres

Elizabeth City, NC 27909

252-335-5983

252-202-5983 Cell Number

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Testimonials

" I was looking for an insurance policy and one of my co-workers recommended Jim. After our initial meeting I realized that I just was not not able to afford a policy. Jim left such an impression on me that I knew when I was ready to get a policy he was the one that would get it right. Five years later, I called Jim and signed up for life insurance. He is the most knowledgeable insurance professional I have ever met, and could not be happier with my policy." 

Our Services

Insurance Review

Life, Health, Car, Home

Understanding Insurance Terms

Retirement Planning

Understanding Social Security

Estate Planning with Attorney, Accountant, Trust Officer

Financial Planning

Business Tax Planning

Insurance Tax Tips

Estate Creation

Estate Conservation

Business Continuation Strategy

Understanding Medicare

Give Group Seminars

Private Consultations with your Attorney/Accountant

IRA- Traditional and Roth